Sunday, 28 July 2013
My Prosperity - A Free Budget to Take Control of Your Finances
Do you find it hard to stick to a budget? Is it all a bit hard to manage? Do you wonder where your money is going each week?
Would you like a bit more money to do the things that you would like to do, like go on a holiday or buy a new car?
Myprosperity is an easier way to manage your finances. It is an Australian site that is free, clever, secure and simple to use.
It has a quick and secure sign up process. It uses the same encryption codes as the banks.
Take control of your finances, instead of the other way around. Myprosperity gives you a definite plan, so you know where you are heading with your budget. Set yourself achievable financial goals and have the satisfaction of reaching them and moving on to the next goal.
This service securely links your bank accounts, credit cards, loans, shares, property, car finances and super fund accounts all in one place. This makes managing your bills, your spending and your savings so much easier.
This nifty little program automatically puts your spending into different categories. It is easy to see at a glance, how you are going with your financial plan. It lets you understand in real time what is happening with your money, how much you’re spending on groceries, petrol or eating out.
Through Myprosperity you can also get a free online valuation of your house or car. It’s a free service. As I am renting, I didn’t need the house valuation. But I had a play around with it and entered the address of my property. It found all the older pictures of my house and garden, they were very interesting.
I found this program to be very clever, and I was surprised just how much correct information it entered in all by itself, just by linking to my bank account. I did have to change a few of the categories it had put items in. But after I fixed up a few little things it was great.
It was easy, and I didn’t have a lot to do, which was surprising and so different to a lot of other budget programs I have tried.
I definitely recommend Myprosperity. It is quite a bit of fun and very worthwhile for those that need a free, easy to use, but secure and clever budget program.